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Sophie Ndaba, Generations’ “Queen Moroka” Broke And Homeless

South African actress Sophie Lichaba, formerly Sophie Ndaba, is reportedly broke and homeless after losing an R2 million house after her failure to service her bond with Mercantile Bank.

Sophie, Queen Moroka in the soap Generations, has been battling sugar diabetes for several years and lost the house she bought for over R2.2 million in October 2021, after she struggled to keep up with her monthly instalments.

The development came to light when Mercantile Bank was granted judgment against the actress at the Johannesburg High Court a fortnight ago, according to Sunday World.

This was after she failed to pay the bank over an R1 million shortfall from the proceeds of the sale of her home. The banking group is also likely to go after her other assets, if she has any, in order to recoup the whopping deficit.

The judgment, handed down by Judge Senyatsi on September 7, reads in part:

Having heard counsel and having considered the papers filed in the matter, the following order is made against the first and second respondents, jointly and severally, the one paying the other to be absolved.

Payment in the amount of R1 089 588.08 [one million and eighty-nine thousand and five hundred and fifty-eight rands and eight cents] … Payment in the amount of R69 012.43 (sixty-nine thousand and twelve rand and forty-three cents].

Court documents say Ndaba and her company, Sophla Trading, who were cited as the first and second respondents, respectively, obtained an R2.2 million home loan from the bank to purchase the house on September 15, 2016.

They were required to pay R22 347 in monthly instalments for 240 months. But the former Isidingo actress failed to honour the contract when she defaulted and was more than R80 000 in arrears.

On February 12 2019, the banking group instructed its lawyers to write a letter to Ndaba and inform her that she has breached the contract. When she failed to settle the arrears, the lawyers sent another letter on March 5, 2019, telling her that the banking group was cancelling the agreement.

Mercantile Bank finally cancelled the agreement a year later, on March 5 2020, after Ndaba ignored its repeated attempts to get her to settle the arrears.

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